Omaha Casualty Adjusters: Insurance Appraisals

Ridges Independent Claims, stationed in Omaha, Nebraska, excels in providing insurance appraisal services, particularly for property claims, land, and worker’s compensation cases. With a team of experienced claims adjusters and a property claims representative, including Omaha’s own Scott Olson, AIC, Ridges Independent Claims ensures a high level of customer service. Scott, a proficient field claims adjuster, expertly navigates disputes that may arise between the insured and the insurance company regarding property or commercial auto claims damage valuation. In Omaha, where claim procedures can be complex, insurance appraisal emerges as a key solution for settling claims amicably and effectively.  

The Insurance Appraisal Process:

An appraisal is an alternative dispute resolution typically found in homeowner and commercial insurance policies.The dispute takes place when a disagreement is made between the carrier and policyholder. Each will then select a competent, independent, appraiser and notify the other of the appraiser’s identity within 20 days of receipt. This can also be seen as an alternative to a lawsuit. The disagreement can be over the company’s valuation of a specific insurance claim. The appraisal is then mandatory when demanded by the insurer. Once the Appraisal clause/provision is invoked, the insured’s appraiser and the insurance carrier’s appraiser will estimate the damage and try to come to an agreement on the amount of loss. Each party will pay its own appraiser and bear the other expenses of the appraisal and umpire equally.  If the appraisers fail to agree, they will submit their differences to the umpire. An itemized decision agreed to by two of these three will set the amount of loss. Such award shall be binding.

The Importance of a Skilled Claims Adjuster in Omaha:

The Appraiser you select serves as your independent representative and is the sole person responsible for determining the amount of the loss and presenting your position regarding your claim. How your claim is resolved and your award settlement is based on the experience, knowledge, and ability of your Appraiser to navigate through the Appraisal process.

In Omaha, NE, selecting the right appraiser is crucial. The chosen appraiser must be well-versed in analyzing health claim forms, have extensive knowledge of claim processes from an insurance company perspective, and adeptly handle claims. Scott Olson’s expertise and handling various claims in Omaha, makes him an ideal candidate. His experience as both a staff and independent claims adjuster, coupled with his work in Ryze Responders program, endows him with unique insights and skills essential for effective appraisal.

The appraiser that you hire needs to have the following experience and abilities:

The experience and knowledge that Scott Olson has obtained in his 20+ insurance career makes him a great candidate as your appraiser and for various adjuster jobs. Scott’s experience working as both a Staff Adjuster and an Independent Adjuster gives him insight and perspective from both that is invaluable to the Appraisal process.  Scott has worked closely with various industry experts including engineers, forensic accountants, construction consultants, and construction contractors. Scott’s extensive experience handling claims through the mediation and litigation process provides him with the knowledge and skills needed to accurately articulate, present and negotiate on your behalf in the Appraisal process.  Scott’s proficiency in property and commercial auto claims and his understanding of the policy application in Nebraska’s largest city, Omaha, and its county seat, Douglas County, ensure that Scott efficiently resolves claims and provides the best possible service.